DSCR
(Debt Service Coverage Ratio)
Introducing Chase Capital Holdings' Long-Term Financing Options
DSCR loans offer a great solution for Real Estate Investors seeking long term financing for income producing properties. Unlike conventional loans, DSCR loans prioritize the properties cash flow as the primary measure of repayment capacity. This means that lenders assess the ability to make loan payments based on the cash flow generated by the property, rather than relying solely on collateral or personal creditworthiness. This results in quicker underwriting decisions and less documentation required from the borrower, while still offering competitive rates similar to conventional loans.
Product Features
Loan Amounts up to $3MM
Purchase up to 80% LTV
Rate and Term / Cash-Out Refi up to 75% LTV
Fully Amortizing or Interest Only Payment Options
640 Minimum FICO
Minimum DSCR: .75
Minimum $125K Loan Amount
Minimum $200K for LTV > 75%
15 & 30 Year Fixed Rate - 10 year I.O. Options
0-5 year Prepayment Penalty Options
Simplified Underwriting Process
Short and Long Term Rentals Allowed